Dubai ROI Calculator Free | Check ROI Before You Buy
Rental yield alone doesn't capture the full return of a Dubai property investment. This ROI calculator combines rental income with projected capital appreciation to show your total return — whether you buy in cash or with a mortgage.
≈ AED 96,000 / year
Service charges, maintenance, management, insurance.
More options
Furnishing, fit-out, etc.
Return on Investment (ROI)
5.1%
- Net income / year
- AED 81,000
- Transfer costs
- AED 99,820
- Total investment
- AED 1,599,820
- Mortgage payments / year
- AED 80,040
- Annual cash flow
- AED 960
- Cash invested
- AED 399,820
- Cash-on-cash ROI
- 0.2%
- Capital gain
- AED 414,422
- Total return
- 51.2%
With appreciation (5% / yr, 5 yr)
How to read this
ROI is annual net income over total invested capital. Cash-on-cash measures after-mortgage cash flow against cash actually put in. Transfer costs assume an apartment/office; capital gain assumes constant appreciation and is not guaranteed.
What this calculator measures
- Annual rental return after ownership costs.
- Projected capital appreciation over your holding period.
- Cash-on-cash return — your actual return on the money you put in, which leverage can amplify.
Why cash-on-cash matters
When you finance a purchase, your invested capital is just the down payment and fees — not the full price. A property appreciating 5% per year can produce a much higher return on your actual cash when financed sensibly.
Projections are illustrative and based on your assumptions. Past market performance does not guarantee future results.
A complete ROI figure depends on the inputs feeding into it — rental income, financing, and acquisition costs all move the result. Refine your numbers using the Dubai Rental Yield Calculator for income, the Dubai Mortgage Calculator for financing, and the Dubai Property Transfer Cost Calculator for the one-off fees that eat into early returns. As a real estate developer in UAE, MSN Developments built this suite so investors can model a property end to end before signing anything.
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